Layaway at CenTex Pawn

Layaway Today on the Items You Want Most

Found something you love but not ready to pay the full balance upfront? CenTex Pawn makes it easier to shop great deals with flexible layaway options at all four Central Texas locations.

Whether you are shopping for jewelry, gold, firearms, luxury watches, designer handbags, musical instruments, tools, electronics, gifts, or other higher-ticket items, our layaway program gives you a simple way to reserve the item you want and pay over time.

How CenTex Pawn Layaway Works

CenTex Pawn layaway is simple, straightforward, and budget-friendly.

All layaways require:

  • 10% down
  • No fees
  • No interest
  • A payment every 30 days

The total amount of time you have to complete your layaway depends on the price of the item. Customers are also welcome to redeem early by paying the remaining balance in full.

Our team will explain the full layaway details in-store so you understand your payment schedule before getting started.

Layaway Terms by Item Price

Up to 3 months

Up to 4 months

Up to 5 months

Up to  6 months

Up to  9 months

What Can I Put on Layaway?

Layaway is a great option for many retail items at CenTex Pawn, especially higher-ticket purchases and gifts.

Customers often use layaway for:

Inventory changes often, so if you see something you want, ask our team about starting layaway today.

Serving Waco, Killeen, Hewitt, Temple & Central Texas

Waco

Proudly serving Waco, McLennan County, and the surrounding communities.

Killeen

Proudly serving Killeen, Bell County, Fort Cavazos, Harker Heights, Copperas Cove, Nolanville, and the greater area.

Hewitt

Proudly serving Hewitt, McLennan County, Waco, Woodway, Lorena, Robinson, and nearby communities.

Temple

Proudly serving Temple, Bell County, and the surrounding Central Texas area.